What’s in the NSW Budget 2022 for you
Published 21 June 2022
A run-down of NSW Budget 2022 measures that may affect older Australian directly.
All you need to know about the Government’s reverse mortgage
Published 19 June 2022
It used to be called the Pension Loans Scheme and was very small. Now that it's bigger and not just pensioners but also billionaires can access it, it's been re-badged as the Home Equity Release Scheme. It's still a reverse mortgage though, and it behaves like any other reverse mortgage. [more]
When will the minimum wage rise affect pension indexation?
Published 17 June 2022
Indexation of the pension on the basis of wage growth? It might happen but don’t hold your breath! It really depends on whether or not at some point wages will start to rise faster than inflation.
How does public dental care actually (not) work?
Published 15 June 2022
About 20 per cent of Australians, or 5 million people, are eligible for public dentistry in Australia. Even though only a fraction of that number actually uses public dentistry, the waiting lists are long and a movable feast. And the system invites you to cheat. [more]
Why you shouldn’t care about getting dementia
Published 13 June 2022
The two certainties in life are death and taxes, not dementia, and the chance of not getting it remains greater than getting it. Here's why you should ignore the issue- after reading this article, that is.
Rate hike mess: pensioners call for monthly inflation tracking, pension indexation
Published 10 June 2022
Inept inflation tracking, lagging pension indexation, governments of all persuasions have failed to do the right thing by pensioners.
Pension, term deposits: what does June’s rate hike mean for them?
Published 8 June 2022
The Reserve Bank has increased the cash rate by half a per cent. Is this news good, bad or indifferent for what happens with the pension and term deposit rates?
Is it legal to refuse legal tender?
Published 6 June 2022
Is cash really no longer king? Is it legal for a business to say 'no' to your cash? Or your credit card, for that matter?
Are you too paying four times the super fees and charges in retirement?
Published 3 June 2022
Once you retire and start drawing on your super, you no longer pay tax, but the fund keeps charging you fees, higher fees than you were paying while you were still working.
Can you protect yourself from rising energy bills?
Published 1 June 2022
How many times have you opened your energy bill only to get a nasty shock? There is help in some states beyond the usual energy rebates, but getting that help can be a hard slog.
Now for a dental scheme with Medicare teeth!
Published 30 May 2022
Why does our comprehensive health insurance scheme Medicare exclude oral health? Too expensive? Too difficult?
No end-of-life dignity guarantee but euthanasia now legal in all six states
Published 27 May 2022
Voluntary assisted dying is so often viewed as a way to keep control of one’s life right to the end, but voluntary assisted dying schemes in Australia are designed for a different purpose.
Will the new Labor Government raise the pension?
Published 25 May 2022
Indexation will ensure the pension's purchasing power is maintained but is there a prospect of more?
Election 2022 makes major reform do-able
Published 23 May 2022
With The Greens holding the balance of power in the Senate, and the Labor Party forming government, real, meaningful change in the areas of health, aged care and housing is now a real possibility.
Is the outcome of this umpteenth financial advice review going to be affordable advice?
Published 18 May 2022
Reviews of how financial advice is provided in Australia have always focused on how to get financial planners to behave better. The customer has been largely forgotten, and now only the wealthy can afford financial advice. The rest of us have to get by without. [more]
Rebates and the problem with government websites
Published 18 May 2022
Navigating government websites can be a nightmare. How can you find the right information to get any rebates you qualify for?
Banks are bullying older Australians out of using cheques
Published 18 May 2022
We all know that cheques are disappearing, but for the Commonwealth Bank (and maybe others), it's just not fast enough. Enter bully tactics.
Over-65s: Where to get a free flu jab
Published 10 May 2022
Flu shots are available and everyone should get one, especially if you're older. Free if you're over 65!
Superannuation withdrawals: relief is on the way
Published 10 May 2022
Having to withdraw money you don't need from your superannuation pension account is a bugbear for many, but if you're under 75, 1 July this year brings relief.
Deeming rate freeze: does it really help with pensioner cost-of-living?
Published 10 May 2022
A deeming rate freeze! How good is that? Not all that good, it turns out, particularly if you're in a situation where you need it to be good for you.
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