Publications

All publications

How sure are you that you will never move again?

30 June 2021

Living in a home that is accessible is key to maintaining independence as you age. This booklet aims to give you a list of things to consider about your home or any home you might be considering moving into. It’s not exhaustive but is intended as an introduction to home accessibility for older people.

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Comments on the NSW Federal Financial Relations Review

1 September 2020

The NSW Treasurer commissioned a wide-ranging review of NSW and federal financial relations. The review dealth with the issue of stamp duty, recommending it be replaced with a land tax and also suggested a number of ways land tax could be phased in. Included in that discussion was the option of accumulating land tax charges against the value of the owner-occupied home.

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Submission: Retirement Income Review

25 February 2020

The Treasurer announced a review into the retirement income system on 27 September 2019. This review was recommended by the Productivity Commission in its report Superannuation: Assessing Efficiency and Competitiveness and comes 27 years after the establishment of compulsory superannuation. The review is undertaken by a panel chaired by Mr Mike Callaghan AM PSM, with Ms Carolyn Kay and Dr Deborah Ralston as panel members.

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Turning nursing homes into tourist traps – Submission to the Royal Commission into Aged Care Quality and Safety

17 December 2019

Additional services are top-ups of the standard services provided in residential aged care services. User-pays applies, with fees and compound interest very commonly accrued against residents’ nursing home bonds. At 30 June 2018, the overall pool of money comprising refundable accommodation deposits stood at $27.5 billion. In light of the size of this money pool and, consequently, the trend for providers to market additional services aggressively, regulation is inadequate for the protection of care recipients’ consumer rights. Nursing homes are being turned into the aged care equivalent of tourist traps

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Submission on public consultation draft for the Financial Services (Improved Consumer Protection) (No. 1) Regulations 2019: funeral expenses facilities

23 October 2019

CPSA welcomes the changes to funeral expenses policies. Stricter regulation as recommended by the Banking Royal Commission will assist in preventing consumers being ripped off when purchasing insurance policies to fund funerals. However, CPSA challenges the Government to go further and abolish these predatory insurance policies that thrive on vulnerable people and grieving families.

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Submission on public consultation draft for the Financial Services (Improved Consumer Protection) (No. 1) Regulations 2019: funeral expenses facilities

11 October 2019

CPSA supports of the Financial Services (Improved Consumer Protection) (No. 1) Regulations 2019: funeral expenses facilities, which removes the exemption for funeral insurance products from the definition of a financial product and ensures the consumer protection provisions of the Australian Securities and Investments Commission Act 2001 apply to these products.

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Submission to the Inquiry into the adequacy of Newstart and related payments and alternative mechanisms to determine the level of income support payments in Australia

12 September 2019

The Newstart Allowance can no longer deliver the best means of support to Australians who need assistance the most. Newstart has not been increased in real terms for a quarter of a century and it shows. Newstart is no longer a safety net, but rather a thin cushion to soften the crash into poverty Australians on Newstart experience. Within this submission CPSA expresses concerns about the current payment rates for Allowance Payments and the mechanisms that determine these rates of payment.

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Submission to the Royal Commission into Aged Care Quality and Safety: The Family Home and Aged Care Funding

10 September 2019

The family home is seen by diverse campaigns as an obvious, and in the minds of some campaigners, magic-pudding type of funding source. Their proposals invariably involve some form of home equity release through lending. This submission sets out to show that not only is home equity release on the scale required to contribute meaningfully to the sourcing of aged care funding financially risky in the extreme, it also is unable to contribute very much at all, really.

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Submission to the Royal Commission into Aged Care Quality and Safety Revocation of accreditation: What if the approved provider just shrugs?

29 August 2019

What's the bet it won't happen? At the time of writing, the Bupa Eden nursing home had just been re-accredited on the day it was set to lose its accreditation. Two further Bupa homes faced loss of accreditation. Bupa Traralgon will lose its accreditation on 14 September 2019. Bupa Seaforth will lose its accreditation 0n 17 October 2019.

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