CPSA Planning for Later Life webinar series
17 December 2020
CPSA is hosting a Planning for Later Life webinar series to promote the benefits of planning for later life. The project is a six-part series completed throughout 2020-2021.
Social Security (Administration) Amendment (Continuation of Cashless Welfare) Bill 2020 – Submission to the Senate Community Affairs Legislation Committee
27 October 2020
The Bill paves the way for the establishment of the Cashless Debit Card (CDC) program as an ongoing program and transitions Income Management (IM) in the Northern Territory and the Cape York region to CDC. The Bill also proposes to enable Age Pensioners in the Cape York area to be put on CDC compulsorily.
Submission to the Royal Commission into Aged Care Quality and Safety – System Governance
1 September 2020
This submission discusses the current system of governance in aged care in Australia and proposes a different model, aligning key interests with the agencies and groups best able to pursue them without being conflicted and with the welfare of aged people always at the centre.
Comments on the NSW Federal Financial Relations Review
1 September 2020
The NSW Treasurer commissioned a wide-ranging review of NSW and federal financial relations. The review dealth with the issue of stamp duty, recommending it be replaced with a land tax and also suggested a number of ways land tax could be phased in. Included in that discussion was the option of accumulating land tax charges against the value of the owner-occupied home.
A Housing Strategy for NSW – submission to NSW Department of Planning, Industry and Environment
1 September 2020
This is CPSA's response to the NSW Department of Planning, Industry and Environment’s Discussion Paper on a housing strategy for NSW, with a focus on housing issues and solutions for older people in NSW.
Review of Rural and Regional Bus Fares 2021 – 2025 Submission to NSW Independent Pricing and Regulatory Tribunal
1 September 2020
This submission responds to the affordability and equity of fares in rural and regional NSW, on-demand bus services and the potential broadening of concession eligibility.
Would you rather be financially secure now or when you’re dead?
29 May 2020
This booklet looks at your options to draw down on your capital while not running out of money before you die.
Submission to the Royal Commission into Aged Care Quality and Safety: How the Aged Care Quality and Safety Commission was won
14 May 2020
The Aged Care Quality and Safety Commission was touted as the new broom that would sweep away the detritus littering aged care in Australia, but it has two CEOs of major aged care providers on its Board, plus a bevy of CEOs of organisations which have their own corporate barrow to push.
Report on Housing Insecurity and Older People in NSW
23 March 2020
CPSA's report on housing insecurity and older people in NSW, updated with recent changes to housing legislation. Repealed legislation will remain in the text for historical reference, they will be clearly labelled.
Submission: Retirement Income Review
25 February 2020
The Treasurer announced a review into the retirement income system on 27 September 2019. This review was recommended by the Productivity Commission in its report Superannuation: Assessing Efficiency and Competitiveness and comes 27 years after the establishment of compulsory superannuation. The review is undertaken by a panel chaired by Mr Mike Callaghan AM PSM, with Ms Carolyn Kay and Dr Deborah Ralston as panel members.
Submission to the Royal Commission into Aged Care Quality and Safety: Aged care program redesign
25 February 2020
In this submission, CPSA responds to some of the questions posed in the Royal Commission’s Consultation Paper 1.
Submission to IPART Max Opal Fares 2020 Draft Report
31 January 2020
This submission provides recommendations that address the maximisation of community benefits and the affordability of fares, both of which have been identified as objectives of IPART’s draft recommendations.
Turning nursing homes into tourist traps – Submission to the Royal Commission into Aged Care Quality and Safety
17 December 2019
Additional services are top-ups of the standard services provided in residential aged care services. User-pays applies, with fees and compound interest very commonly accrued against residents’ nursing home bonds. At 30 June 2018, the overall pool of money comprising refundable accommodation deposits stood at $27.5 billion. In light of the size of this money pool and, consequently, the trend for providers to market additional services aggressively, regulation is inadequate for the protection of care recipients’ consumer rights. Nursing homes are being turned into the aged care equivalent of tourist traps
Submission on public consultation draft for the Financial Services (Improved Consumer Protection) (No. 1) Regulations 2019: funeral expenses facilities
11 October 2019
CPSA supports of the Financial Services (Improved Consumer Protection) (No. 1) Regulations 2019: funeral expenses facilities, which removes the exemption for funeral insurance products from the definition of a financial product and ensures the consumer protection provisions of the Australian Securities and Investments Commission Act 2001 apply to these products.
Submission to the Inquiry into the adequacy of Newstart and related payments and alternative mechanisms to determine the level of income support payments in Australia
12 September 2019
The Newstart Allowance can no longer deliver the best means of support to Australians who need assistance the most. Newstart has not been increased in real terms for a quarter of a century and it shows. Newstart is no longer a safety net, but rather a thin cushion to soften the crash into poverty Australians on Newstart experience. Within this submission CPSA expresses concerns about the current payment rates for Allowance Payments and the mechanisms that determine these rates of payment.
Submission to the Royal Commission into Aged Care Quality and Safety: The Family Home and Aged Care Funding
10 September 2019
The family home is seen by diverse campaigns as an obvious, and in the minds of some campaigners, magic-pudding type of funding source. Their proposals invariably involve some form of home equity release through lending. This submission sets out to show that not only is home equity release on the scale required to contribute meaningfully to the sourcing of aged care funding financially risky in the extreme, it also is unable to contribute very much at all, really.
Submission to the Royal Commission into Aged Care Quality and Safety Revocation of accreditation: What if the approved provider just shrugs?
29 August 2019
What's the bet it won't happen? At the time of writing, the Bupa Eden nursing home had just been re-accredited on the day it was set to lose its accreditation. Two further Bupa homes faced loss of accreditation. Bupa Traralgon will lose its accreditation on 14 September 2019. Bupa Seaforth will lose its accreditation 0n 17 October 2019.
Submission to the Royal Commission into Aged Care Quality and Safety Staffing levels and a new residential aged care funding model
23 August 2019
In this brief submission, CPSA offers an analysis of the nursing home staffing levels debate within the context of the impending implementation of the Australian National Aged Care Classification (AN-ACC) as a replacement for the current Aged Care Funding Instrument (ACFI).
Submission: CPSA’s Response to the Draft Residential Tenancies Regulation 2019
1 August 2019
Currently around one-third of private dwellings in NSW are rented. In the past, renters were primarily young people who rented for only a short time. However, more people are now renting for longer and families and older people are making up a larger portion of tenants. With this continuing growth and variation to the tenancy demographic, it is increasingly important that there is in place a modern and efficient regulatory system for residential tenancies that is responsive to the needs of the community. A draft Residential Tenancies Regulation 2019 (the Regulation) and accompanying Regulatory Impact Statement are now available for public consultation. The proposed Regulation supports the Residential Tenancies Act 2010 (the Act).
Submission: Draft Fair Trading Regulation 2019 – Funeral Information Standard
29 July 2019
The existing NSW Fair Trading Regulation 2012 is due for automatic repeal on 1 September 2019. The Government is proposing to remake the Regulation with some changes. Among other things, the new Regulation will provide information standards relating to funeral service providers. The draft Regulation would no longer contain a provision for a basic funeral. The basic funeral is key to ensuring that those of limited means are able to buy a dignified funeral package. A draft Fair Trading Regulation 2019 (the Regulation) and accompanying Regulatory Impact Statement are now available for public consultation. The proposed Regulation supports the Fair Trading Act 1987 (the Act).